Still Wondering How It Works?

We know legal funding can feel unfamiliar, especially when you’re dealing with the stress of an ongoing case. That’s why we’ve made everything as clear and straightforward as possible. Below are answers to the questions we hear most—so you can make informed decisions with total confidence.

What is pre-settlement funding?

Pre-settlement funding is a financial advance available to personal injury plaintiffs who are waiting for their case to settle. It allows you to access part of your expected compensation now, so you can cover urgent expenses while your legal team continues working on your case.

Is this the same as a loan?

No. This is not a traditional loan. Our funding is non-recourse, meaning you are only required to repay us if and when your case results in a settlement or financial award. There are no monthly payments, no credit checks, and no personal liability if your case is unsuccessful.

If you win, repayment comes directly from your settlement proceeds and is handled by your attorney—you don’t have to worry about writing us a check or managing payment logistics. If your case is lost, you owe us nothing and keep the money, risk-free.

How do I apply?

Applying is simple. Fill out our short online application or call us directly. We’ll coordinate with your attorney to review your case details and let you know if you qualify—usually within the same day.

How quickly will I receive the money?

Once approved, most clients receive their funds within 24 to 48 hours. We move fast because we know how urgent financial stress can be when you’re out of work or facing medical bills.

How much can I receive?

The amount depends on your case type, value, and expected settlement. Advances typically range from $500 to $100,000 or more, depending on the circumstances of your claim.

Do I need an attorney to qualify?

Yes. To protect both you and your case, we only provide funding to clients represented by a licensed attorney. We’ll work directly with your legal team to handle the necessary documentation.

How and when do I repay the funding?

You don’t need to make any payments while your case is ongoing. If and when your case settles or you receive a judgment, repayment is handled directly from the settlement proceeds. Your attorney will take care of the repayment process as part of the case resolution. If your case doesn’t settle in your favor, you owe us nothing—no risk to you.

Will this affect my credit score?

Not at all. We don’t perform credit checks, and applying for pre-settlement funding has no impact on your credit history or score.

What can I use the funds for?

Anything you need. Most clients use the funds to cover rent, medical bills, groceries, utilities, or other living expenses during a difficult time. There are no restrictions on how the money is used.

Are there any upfront fees or hidden costs?

No. There are no application fees, no upfront charges, and no hidden clauses. You’ll receive clear, straightforward terms before you accept funding—so you can make a fully informed decision.

Justice Isn’t Instant—But Help Can Be

While your case takes time, your needs can’t wait. Get fast funding with no risk, no credit check, and no repayment unless you win.